Yes, you can finance a condotel. Not every lender will.

A condominium unit in a building that runs like a hotel, with a front desk, a rental programme and short-term guests. You own the unit, and it's often rented out when you aren't using it.

The building usually doesn't meet Fannie Mae and Freddie Mac guidelines, often because of the hotel operation, short-term rentals or how the association is run. Those loans can't be sold on the usual market, so many lenders simply say no.

More than a typical condo. The amount depends on the building, the programme and your credit, and I'll tell you before you make an offer.

A second home is one you use yourself for part of the year and don't rent out full time. An investment property is bought mainly to earn rent. The difference changes the pricing, the down payment and the paperwork, so it's worth getting right from the start.

Send me the building name and unit number. I'll check it against the programmes I work with and tell you within a day whether it works and on what terms.