Same loans as anywhere. Four things work differently here.

Leasehold means you own the home but lease the land under it for a set number of years. Standard loans can work, but the lease generally has to run at least five years past the end of the mortgage. I check the lease term before you write an offer.

You'd need a jumbo loan for the part above the limit, or for the whole amount. Jumbo loans usually ask for a larger down payment and more savings in reserve. Maui County's limit is higher than most of the country's, so fewer homes cross it than you might think.

Many resort buildings don't meet Fannie Mae and Freddie Mac guidelines, often because of short-term rentals, a hotel desk or how the association is run. Those condos are non-warrantable, so they need a specialist programme. Send me the building name and I'll check it.

If the home is in a FEMA special flood hazard area and you're using a standard mortgage, the lender will require it. Look up the flood zone for the address early, and get insurance quotes before you're in escrow, because the premium is part of what you can afford.

Yes. I work by phone and video, and most of the paperwork happens by email and e-signature. Whether the home will be where you live, a second home or a rental changes the loan, so tell me how you plan to use it.